รีไฟแนนซ์รถ Poll of the Day
https://mylesolww519.hatenablog.com/entry/2019/07/04/182336
PERS rates are ##primary## the identical from 1 lender to the next. It is because CalPERS actually sets the costs every day and they don't improve during the day. They could, but I have never observed them improve